Finance Currency and Exchange

Currency Exchange and Fee Simulator

One exchange or a stop along the way?
Move the rates and fees. See what actually reaches the other side.

Build your exchange

Type an exact value or move a slider. Every change updates your results.

Starting currency Receive in Route

Illustrative rates. Load daily reference rates or enter your own.

Starting amount

Step 1

First exchange rate

First-leg rate change (%)

Step 1 fee (%)

Step 1 fixed fee

Fixed fees for both steps are in the starting currency. Percentage fees apply after each conversion. The rate-change slider adjusts the first leg only. Reference rates are daily, not executable quotes.

What reaches your wallet

Live simulation

You receive —

Fees in destination currency —

Without fees — Same route and adjusted rates

Effective exchange rate —

Received Fees

Before fees: —
Fee share: —
Effective rate: —

What if the rate moves?

After fees Without fees

Gray solid: without fees · Colored dashed: saved comparisons · Select a comparison, then × to remove it · Up to 3 per currency pair

Horizontal: first-leg rate change, -20% to +20%. Vertical: amount received in destination currency. The vertical axis adjusts automatically to fit all curves; saved comparison values stay fixed. This is a scenario curve, not historical performance.

Add up to 3 comparison baselines, then change the inputs to compare.

Follow each conversion

Step	Input	Rate	Gross	Fees	Net

Keep this experiment

Open Funify Notes

Save the route, inputs, rate source, results, and chart images in this browser. Saving happens only when you press the button.